Blog

Adapting Your Investment Strategy for Retirement: Income, Preservation, and Confidence

Congratulations! You’ve reached retirement – a time for relaxation, travel, and pursuing long-held dreams. But amidst the well-deserved celebration, it’s crucial to adjust your investment strategy to reflect your new financial reality. Here’s how to adapt your portfolio for retirement, focusing on income generation, capital preservation, and managing your risk tolerance. Paradigm Shift: From Growth […]

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Charitable Giving Strategies for Families: Leaving a Legacy of Generosity

Family. Philanthropy. These two concepts often go hand-in-hand. Many families share a desire to give back to their communities and make a positive impact on the world. But navigating the world of charitable giving can feel overwhelming. Here, we’ll explore different strategies for families to pursue their philanthropic goals, fostering a shared legacy of generosity. […]

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Estate Planning Essentials for Retirees: Ensuring Your Legacy

Retirement – a time for relaxation, travel, and pursuing passions. But amidst the well-deserved enjoyment, it’s crucial to consider your legacy and how you want your assets distributed after your passing. Estate planning ensures a smooth transition of your wealth and minimizes potential conflict amongst loved ones. Why Estate Planning Matters for Retirees: Clarity and […]

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Beyond the Business: Managing Personal Wealth Alongside Your Business

Running a business is all-consuming. You wear many hats, constantly making decisions for the health and growth of your company. But amidst the hustle, it’s crucial not to neglect your own financial well-being. Here’s why keeping your personal wealth separate from your business finances is essential, and how to achieve it effectively. The Importance of […]

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Retirement: Charting a Course for Financial Independence and Purpose

Retirement – a time for relaxation, travel, and pursuing passions. But before you trade in your briefcase for a beach chair, it’s crucial to have a solid financial and estate plan in place. Here at I.M. Financial, we understand that retirement isn’t a one-size-fits-all proposition.  Each stage of life requires a unique approach, and we’re […]

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Selling Your Business? Better Position Your After-Tax Take-Home with Strategic Planning

So, you’ve built a thriving business – congratulations! Now, your sights are set on a well-deserved exit. But before you shake hands with the buyer, there’s one crucial step: Seeking to maximize your after-tax sales proceeds. That’s where a financial advisor with expertise in business sales comes in. Why You Need More Than Just a […]

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Re-evaluating Your Life Insurance: Getting the Right Coverage for Your Family’s Future

Life insurance is a cornerstone of a financial plan, but life circumstances change.  What made sense a few years ago might not be ideal for your family today.  If you’re wondering if your current cash-value life insurance policy is still the best fit, you’re not alone.  This is a common concern, and one our firm […]

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Building Your Real Estate Empire: How a CFP Can Help You

So you’ve chosen the exciting path of real estate investment, opting for tangible assets over the fluctuations of the stock market.  This is a smart move, but like any successful venture, strategic planning is crucial.  This is where a Certified Financial Planner (CFP) can become your secret weapon. Why a CFP for Real Estate Investors? […]

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Future-Proofing Your Business: Mitigating Risks, Exploring Retirement, and Planning for Succession

As a business owner, you pour your heart and soul into building something extraordinary. But with great rewards come great responsibilities, and the weight of potential risks can be daunting. This is where strategic planning comes in, offering tools to navigate challenges, prepare for transitions, and ensure the long-term success of your venture. Mitigating Risk […]

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Invest with Purpose: Aligning Your Wealth with Positive Impact and Sustainable Strategies

As responsible investors, many of us seek not just financial returns, but also the chance to make a positive impact on the world. Thankfully, the realm of impact investing opens the door to aligning your wealth with your values and creating tangible social and environmental change. But what exactly is impact investing, and how can […]

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