Retirement Planning
Retirement: Charting a Course for Financial Independence and Purpose
Retirement – a time for relaxation, travel, and pursuing passions. But before you trade in your briefcase for a beach chair, it’s crucial to have a solid financial and estate plan in place. Here at I.M. Financial, we understand that retirement isn’t a one-size-fits-all proposition. Each stage of life requires a unique approach, and we’re […]
Read MoreElevating Your Wealth: Strategic Retirement Planning
Introduction As February unfolds, high net worth individuals find themselves presented with a unique opportunity to fine-tune their retirement plans and secure a future that mirrors the success they’ve achieved. While financial prosperity opens doors to unparalleled possibilities, it also demands a heightened level of strategic planning. In this article, tailored for high net worth […]
Read MoreBeyond the Ordinary: Unconventional Strategies for a Robust Retirement
Introduction: Retirement planning often involves thinking outside the box to discover innovative strategies that go beyond traditional options. In this article, we’ll explore strategies that strive to elevate your retirement game. 1. Overfunded Life Insurance: Safeguarding Your Financial Portfolio Overfunded life insurance, also known as high-cash-value life insurance, is a unique strategy that blends insurance […]
Read MoreMaximizing Retirement Savings: A Strategic Review for January
As January commences, it serves as an opportune time for a comprehensive review of retirement plans and contributions. This strategic assessment plays a pivotal role in ensuring a financially secure retirement and maximizing savings potential. In this guide, we’ll highlight the significance of reviewing retirement plans, offer advice on optimizing contributions, and provide actionable steps […]
Read MoreMaking the Most of Your Retirement Savings: Last-Minute Contribution Strategies
As the year comes to a close, it’s a critical time for individuals to maximize their retirement savings opportunities. Whether you’re behind on contributions or seeking to take advantage of tax benefits, there are several last-minute strategies available. This article aims to highlight effective strategies that individuals can employ to boost their retirement savings before […]
Read MoreRetirement Planning
As November sets in, it serves as a timely reminder for high-net-worth individuals to focus on retirement planning. For those with substantial wealth, retirement planning involves unique considerations and opportunities that require careful attention. In this article, we’ll explore the importance of retirement planning in November for high-net-worth individuals and provide insights into key strategies […]
Read MoreStaying on Track with Your Retirement Investments
Investing for your retirement isn’t about getting rich quick. More often, it’s about having a game plan that you can live with over a long time. You wouldn’t expect to be able to play the piano without learning the basics and practicing. Investing for your retirement over the long term also takes a little knowledge […]
Read MoreFive Ways SECURE 2.0 Changes the Required Minimum Distribution Rules
The SECURE 2.0 legislation included in the $1.7 trillion appropriations bill passed late last year builds on changes established by the original Setting Every Community Up for Retirement Enhancement Act (SECURE 1.0) enacted in 2019. SECURE 2.0 includes significant changes to the rules that apply to required minimum distributions from IRAs and employer retirement plans. […]
Read More3 Golf Tips to Keep Your Retirement Plan on Course
In golf, as in finances, there are a few rules of thumb that may improve your game: keep a level head, avoid traps, practice before trying something new and stay the course. Applying lessons from the golf course to your financial life and vice versa may help you improve your game in both arenas. Here […]
Read More7 Retirement Considerations
When helping people get ready for retirement, financial professionals find the same issues come up over and over. Thinking ahead can spell the difference between a retirement with enough money and a stressful one with difficult decisions that you don’t want to make. Here are 7 retirement considerations that every investor should think about: 1. […]
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